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Idle Commercial Loan Officers Are The Devil's Plaything


Work can get sooo boring. Can you even remember what your job is supposed to be anymore? Does it matter? Sitting at a computer all day, you start to forget where the machine ends and you begin. Oh, my god, Judy just instant messaged you again. Why won't she get the point? You don't want to buy plaster unicorns from her pyramid scheme. Not after last time. Seriously, look at that disk drive. Does anyone even use those things anymore? Lame. Oh yeah, Judy does. You should send Joe a text message about that when you go to get coffee. Ugh. That empty Cheez-It box has been sitting on the air conditioner since summer. Is that what smells so bad in here? It's time to get proactive--you should leave a anonymous note on the bathroom mirror about it. But does anyone have the right color of Sharpie to borrow?

To escape from corporate malaise, John Deroin, 40 of Meridian, took up som hobbies at his job as a commercial loan officer at the Caldwell branch of Washington Mutual Bank. Spedifically, he began acting and engaging in arts and crafts.

According to Assistant U.S. Attorney George Breitsameter, Deroin' stage was the sales desk, where he would act like he was authorized to issue commercial loans for over $1 million (he wasn't). His scrapbook was the loan contract: "Rather than sending a loan off to Seattle to be authorized, he would cut and paste his supervisor's approval," Breitsameter said.

Deroin's benefit in this scheme was minimal--only occasional bonuses based on his performances. But according to Breitsameter, Deroin pulled it off "numerous" times, resulting in significant losses for the bank in some cases.

Deroin was sentenced in federal court last week to serve five months in prison and five months of home arrest.