Boycott your health insurance company

by

I've had it.

In November of last year, I went to the hospital emergency room at 2 a.m. on a Saturday morning. $5,522.52 later, I went home.

Just this month I finally squared up with the hospital. After my crappy health insurance company decided what they weren't going to cover, my portion was $2,255.59.

When I got the bill, I appealed it. Denied. I resorted to $75 a month payments before I finally just sucked it up, dipped into my savings and paid the whole thing off. Let me tell you how much it sucks to write a check for $1,780 knowing that the company to which you're sending off part of the down payment on the house you hope to buy in the distant future posted a $30-million profit last year.

And that insurance company that I pay an OBSCENE amount of money to every month? The one that's supposed to have my back but instead screws me? They screw me even more because I work for a small business.

But what really got me fired up was the bill I received the day after I paid off what I thought was the entirety of my hospital bill. A bill for $253.16, which arrived eight months after the first truck load of bills. Apparently the radiologist had a typo in my address so I never got the bill in the first place. Now they want their money tout suite.

Fine. I'll pay it. In full. And dish over yet another portion of my meager savings. And I'll count myself lucky because I actually have the money in savings and don't have to go without food this month in order to pay the bill. But I'll tell you what ...

... it's time we all gave our health insurance companies the finger and quit paying outrageous premiums. All of us. All at once. Who knows how long Congress will be locked in a partisan pissing contest over health-care reform? They have great health benefits, so I don't see any urgency coming from our fearless leaders.

Nope, what we need is to do something about it ourselves and start exercising our collective bargaining power. You want us to pay our premiums? Then lower them you greedy bastards. And that goes for "non-profit" health-care providers posting millions in (non)profits, as well as for the slimiest of the three: pharmaceutical companies.

My vote? Fuck em all.